Terms of Use

1. About Debt Relief Options

Debt Relief Options provides online information and connection services to help consumers explore potential debt relief options. Debt Relief Options is not a lender, creditor, debt settlement company, law firm, credit repair organization, tax advisor, bankruptcy advisor, or financial advisor.

Debt Relief Options does not make credit decisions, provide loans, settle debts, repair credit, or guarantee any specific financial outcome.

2. No Professional Advice

The information on this website is provided for general informational purposes only. It is not legal, tax, accounting, bankruptcy, credit repair, or financial advice.

You should consult with qualified professionals before making decisions about debt relief, debt settlement, consolidation, bankruptcy, taxes, credit, or any other financial matter.

3. Eligibility

By using this website, you represent that you are at least 18 years old and legally able to enter into these Terms of Use.

You agree to provide accurate, current, and complete information when submitting any form on the website.

4. No Guarantee of Results

Debt Relief Options does not guarantee that you will qualify for any debt relief program, that your debts will be reduced, that creditors will agree to settle, that your monthly payments will decrease, or that your credit will not be affected.

Any program availability, savings, fees, timelines, and outcomes depend on your individual situation, creditor participation, provider terms, and applicable law.

5. Third-Party Providers and Partners

When you submit information through this website, Debt Relief Options may share your information with third-party providers, marketing partners, service providers, or other companies that may contact you regarding debt relief or related financial services.

Debt Relief Options is not responsible for the products, services, advice, representations, or practices of any third-party provider. You should carefully review any agreement, disclosure, fee, or program term before enrolling in any service.

6. User Submissions

You are responsible for all information you submit through the website. You agree not to submit false, misleading, fraudulent, or unlawful information.

You authorize Debt Relief Options and its partners to use the information you provide to evaluate potential options, contact you, and provide or facilitate services as described in the Privacy Policy.

7. Consent to Communications

By submitting your information, you authorize Debt Relief Options and its marketing partners to contact you by phone, text message, email, or other communication methods regarding debt relief and related financial services.

If consent language is displayed near a form, that consent language controls the scope of your consent. Consent is not required as a condition of purchase.

You may opt out of text messages by replying STOP, and you may request not to be contacted by using the contact information below.

8. Acceptable Use

You agree not to:

• Use the website for unlawful purposes
• Submit false or fraudulent information
• Interfere with website functionality or security
• Attempt to access systems or data without authorization
• Copy, scrape, or misuse website content
• Use automated bots, scripts, or tools without permission
• Impersonate another person or entity

9. Intellectual Property

All website content, branding, logos, text, graphics, design elements, forms, and other materials are owned by Debt Relief Options or its licensors and are protected by applicable intellectual property laws.

You may not copy, modify, reproduce, distribute, sell, or exploit website content without written permission.

10. Third-Party Links

The website may contain links to third-party websites or services. Debt Relief Options does not control and is not responsible for third-party websites, privacy practices, content, products, or services.

11. Disclaimers

The website and its content are provided “as is” and “as available.” Debt Relief Options makes no warranties of any kind, express or implied, including warranties of accuracy, availability, merchantability, fitness for a particular purpose, non-infringement, or uninterrupted operation.

12. Limitation of Liability

To the fullest extent permitted by law, Debt Relief Options and its owners, officers, employees, contractors, affiliates, service providers, and partners will not be liable for indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or related to your use of the website or any third-party services.

13. Indemnification

You agree to indemnify and hold harmless Debt Relief Options and its owners, officers, employees, contractors, affiliates, service providers, and partners from any claims, damages, liabilities, costs, and expenses arising from your use of the website, your violation of these Terms, or your submission of false or unlawful information.

14. Changes to These Terms

Debt Relief Options may update these Terms of Use from time to time. Updates will be posted on this page with a revised “Last Updated” date. Your continued use of the website after changes are posted means you accept the updated Terms.

15. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.

16. Contact Us

If you have questions about these Terms of Use, contact: